When your business has been hurt by a loss or hit by a lawsuit, you need help fast. The longer your operations are impacted, the more likely the long-term damages will be severe. So to ensure you get the response you need, The Hartford staffs one of the nation's largest network of claim professionals and employs some of the industry's most innovative claim management techniques. Highlighted below are just a few examples of how The Hartford puts thousands of businesses back in business every year.
Fast, easy claim reporting. Reporting insurance claims early is the secret to limiting losses. With The Hartford, you may choose to call your independent insurance agent when you have a claim. Or, you may report losses 24 hours a day, 365 days a year through our convenient toll-free or online loss reporting service. And when disaster strikes a larger area, we quickly dispatch experienced catastrophe response teams, equipped with the latest mobile technology.
Timely claims adjustments. Every hour of every day, we electronically distribute loss reports to local claim representatives around the country, who are committed to settling claims quickly, fairly and efficiently. We also have specially trained adjusters who focus on complicated and large claims.
Subrogation specialists. Paying for damages may not be solely your business' responsibility. When others are—or should be—involved, our subrogation specialists work hard to recover damages from other responsible parties.
Comprehensive litigation management. To help you address lawsuits related to claims quickly and strategically, The Hartford employs hundreds of attorneys across the country. And when we do utilize outside law firms to represent our policyholders, we control their costs with the help of sophisticated legal audit and billing software.
The suggestions and information contained herein are provided for informational purposes only and are not intended to be all inclusive. Please refer to the issued policy for specific details regarding coverages, conditions and exclusions. In the event of a conflict between the terms contained herein and the policy, the policy terms and conditions will prevail.