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So how much do you really know about protecting your business? Take a few minutes to test your Risk IQ and in the process, learn more about the risks your business faces. At the end, we'll let you know how you did, and explain any answers you may have missed.

1. Businesses are most severely impacted by emergencies caused by: a) natural events (floods, hurricanes, etc.) b) human error c) intentional acts (terrorism, arson) d) technology failures (hardware/software) 2. Across the country, the leading cause of work-related deaths is: a) machinery malfunctions b) slips and falls c) motor vehicle accidents d) workplace violence 3. For optimal ergonomic comfort, employees should view their computer screens from a distance of: a) 6-10 inches b) 12 inches c) 20-26 inches d) 36 inches 4. What's the most common injury that causes employees to miss work? a) lower back strain from lifting or moving objects b) auto accidents commuting to/from work c) carpal tunnel syndrome d) hearing loss caused by loud work environments 5. If one of your employees goes into Sudden Cardiac Arrest (SCA), it's best to simply keep the employee warm, call 911, and wait for the ambulance to arrive. a) True b) False 6. In which of the following situations will errors and omissions insurance (also known as professional liability insurance) NOT protect you? a) A problem with the service you provided to your client causes them to lose a key customer. b) One of your employees sues you for age discrimination. c) You accidentally provide erroneous information that ends up costing your client a substantial amount of money. d) Your client thinks you provided erroneous information (although you didn't) and sues you for financial loss. 7. Your employees could sue you for a variety of reasons. But which type of lawsuit is typically the most expensive? a) sexual harassment b) age discrimination c) wrongful termination d) racial discrimination 8. Every week in the United States, ________ employees, on average, are assaulted at their workplace. a) 220 b) 738 c) 3,280 d) 18,000 9. Thanks to today's stricter standards for machine safeguarding, only 17% of workers injured by machinery suffer permanent disability. a) True b) False 10. Marine insurance is exclusively designed to insure any boats your business owns. a) True b) False

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